With the evolution of the Boise real estate market in 2025, many homeowners and prospective buyers ask one keen question: are we headed for a crash?
This exhaustive infographic analyzes the current state of Boise real estate, comparing key indicators to those of the 2008 crisis and providing data-based forecasts for 2025-2026.
With median home prices ranging between $472K-$596K and major tech investments pouring in from companies like Micron and Meta, Boise shows the signs of maturation rather than distress.
A Guide: Will the Boise, Idaho Housing Market Burst
With home prices climbing across the country and continued economic uncertainty, many Boise residents are wondering if the housing market is about to crash. The good news? Current data indicates that Boise’s real estate market remains fundamentally stable, although it is noticeably cooler than during its pandemic-era boom.
Boise Housing Market Guide
Market Analysis & Outlook
Last updated: July 9, 2025
Quick Answer
No crash expected in 2025-2026. Boise’s housing market remains stable with strong fundamentals, diversified economy, and healthy inventory growth. Current median prices range from $472K-$596K depending on area and data source, with homes selling in 13-51 days.
$472K-$596K
Median Home Price Range
2.9
Months of Inventory
13-51
Days on Market
Low
Foreclosure Activity
Key Market Indicators
Foreclosure Activity
Foreclosure rates remain well below 2008 crisis levels. Strong market stability.
Inventory Levels
Market showing signs of softening with increased inventory (up 81-120% in some segments). Homes taking longer to sell than 2024.
Price to Income Ratios
High but historically normal for Boise. Rate of change is stable to slightly declining.
Lending Standards
Strict underwriting creates stable buyer pool, unlike pre-2008 period.
Employment
Strong job growth in tech, healthcare, manufacturing and tourism sectors. Tech sector contributes $7 billion to local economy.
2008 vs 2025 Comparison
2008 Crisis
- Sub-prime lending & loose standards
- Rampant mortgage fraud
- High foreclosure rates
- Speculative bubble
- Steep price declines
- Less economic diversification
2025 Market
- Conservative lending standards
- Strict documentation required
- Low foreclosure activity
- Supply-demand rebalancing
- Stable to slightly declining prices
- Diversified economy with tech growth
2025-2026 Forecasts
Price Growth
0-3% annually
Inventory
3-4 months supply
Sales Volume
Moderate increases
Market Balance
Shifting toward buyers
Bottom Line
Boise’s housing market shows maturation and softening rather than distress. Recent data shows median prices ranging from $472K to $596K with homes taking 13-51 days to sell, indicating a cooling but stable market with no crash conditions evident.
The market is supported by Boise’s diversified economy, with major investments from companies like Micron ($15 billion expansion) and Meta ($800 million data center), creating thousands of new jobs. This economic diversity provides stability that was lacking in previous housing downturns.
While interest rates remain elevated around 6.5-7%, this stability has allowed buyers to adjust to the “new normal” rather than waiting indefinitely for rates to drop. The market has transitioned from the frenzied conditions of 2020-2022 to a more balanced environment that favors neither buyers nor sellers exclusively.
